Modern InsurTech Solutions for Policy, Claims & Compliance

Replace legacy systems, automate high-volume processes, and deliver
the digital experiences policyholders now expect.

Projects Delivered
450 +
Avg. Conversion Lift
30 %
US Cities Covered
20 +
Industries

ABOUT OUR PRACTICE

Insurance Technology Solutions by Sumato

Sumato builds modern platforms that automate high-volume processes, replace legacy systems, and deliver the digital customer experiences that policyholders now expect.

Legacy policy administration, claims, and compliance systems slow operations, increase costs, and limit scalability. Our insurance technology practice specializes in re-platforming these systems with modern, cloud native architecture.m

Policy Administration

Modern PAS for the full policy lifecycle

AI Underwriting

Automated risk selection and audit trail

Claims Management

Straight-through processing with analytics

Agent Portals

Real-time quoting and commission management

SERVICES

Our Insurance Technology Services

Modular, interoperable systems that modernize the full
insurance value chain.

01

Policy Administration System (PAS)

A modern core system that replaces legacy platforms and automates the full policy lifecycle.

02

AI-Powered Underwriting Tools

Accelerate risk selection with automated data gathering, configurable rules, and compliance documentation.

03

Claims Management Platform

Structured investigation workflows and analytics that reduce cycle times and litigation exposure.

04

Agent & Broker Portal

Give your distribution force the tools to write business faster and more accurately.

BUSINESS IMPACT

InsurTech Capability & Business Impact

Measurable outcomes across the insurance value
chain.

POLICY ADMINISTRATION

Faster issuance

Multi-line & multi-state coverage without workflow bottlenecks

AI UNDERWRITING

3–5× faster

Underwriting cycles with consistent, auditable risk selection

STRAIGHT-THROUGH CLAIMS

80–90% cost cut

On automatable claims through intelligent workflow routing

ACTUARIAL DASHBOARDS

Real-time

Loss ratio and reserve monitoring for finance and actuarial teams

COMPLIANCE FRAMEWORK

100% audit-ready

Automated filings and full regulatory audit trail by state

SELF-SERVICE PORTAL

24/7 access

Policyholders manage policies and track claims independently

DIGITAL MARKETING

Digital Marketing for Insurance

Drive policyholder acquisition, agent recruitment, and brand authority with insurance-specific digital marketing programs designed for regulated markets.

More organic leads
0 x
Lower CPL vs. paid only
50 %
TCPA compliant
90 %

Frequently Asked
Questions

 Sumato Solutions serves 11 primary industries: Real Estate, Ecommerce, Education, HR/Recruitment, Retail, Hospitality, Transportation & Logistics, Insurance, Digital Wallets & Fintech, Entertainment & Media, and Pharmaceutical. Additionally, we have delivered solutions for clients in manufacturing, healthcare, construction, NGO, and finance through our Sumato ERP product line, which covers 12 industry verticals.

Sumato Solutions helps businesses at every stage, offering custom software to build strong foundations, smart marketing strategies to grow, and AI-powered tools to automate operations that make business processes simpler, faster, and more effective.

Sumato Solutions helps businesses at every stage, offering custom software to build strong foundations, smart marketing strategies to grow, and AI-powered tools to automate operations that make business processes simpler, faster, and more effective.

Sumato Solutions helps businesses at every stage, offering custom software to build strong foundations, smart marketing strategies to grow, and AI-powered tools to automate operations that make business processes simpler, faster, and more effective.

Ready to Transform Your Insurance Operations?

Automate policies, claims, and compliance while delivering modern digital experiences to policyholders with Sumato Solutions.

No commitment required. Response within 24 hours.