Replace legacy systems, automate high-volume processes, and deliver
the digital experiences policyholders now expect.
Sumato builds modern platforms that automate high-volume processes, replace legacy systems, and deliver the digital customer experiences that policyholders now expect.
Legacy policy administration, claims, and compliance systems slow operations, increase costs, and limit scalability. Our insurance technology practice specializes in re-platforming these systems with modern, cloud native architecture.m
Modern PAS for the full policy lifecycle
Automated risk selection and audit trail
Straight-through processing with analytics
Real-time quoting and commission management
Modular, interoperable systems that modernize the full
insurance value chain.
A modern core system that replaces legacy platforms and automates the full policy lifecycle.
Accelerate risk selection with automated data gathering, configurable rules, and compliance documentation.
Structured investigation workflows and analytics that reduce cycle times and litigation exposure.
Give your distribution force the tools to write business faster and more accurately.
Measurable outcomes across the insurance value
chain.
Multi-line & multi-state coverage without workflow bottlenecks
Underwriting cycles with consistent, auditable risk selection
On automatable claims through intelligent workflow routing
Loss ratio and reserve monitoring for finance and actuarial teams
Automated filings and full regulatory audit trail by state
Policyholders manage policies and track claims independently
Drive policyholder acquisition, agent recruitment, and brand authority with insurance-specific digital marketing programs designed for regulated markets.

Sumato Solutions serves 11 primary industries: Real Estate, Ecommerce, Education, HR/Recruitment, Retail, Hospitality, Transportation & Logistics, Insurance, Digital Wallets & Fintech, Entertainment & Media, and Pharmaceutical. Additionally, we have delivered solutions for clients in manufacturing, healthcare, construction, NGO, and finance through our Sumato ERP product line, which covers 12 industry verticals.
Sumato Solutions helps businesses at every stage, offering custom software to build strong foundations, smart marketing strategies to grow, and AI-powered tools to automate operations that make business processes simpler, faster, and more effective.
Sumato Solutions helps businesses at every stage, offering custom software to build strong foundations, smart marketing strategies to grow, and AI-powered tools to automate operations that make business processes simpler, faster, and more effective.
Sumato Solutions helps businesses at every stage, offering custom software to build strong foundations, smart marketing strategies to grow, and AI-powered tools to automate operations that make business processes simpler, faster, and more effective.
Automate policies, claims, and compliance while delivering modern digital experiences to policyholders with Sumato Solutions.
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